SBA Paycheck Protection Program & Disaster Loan Assistance
CARES Act Employee Retention Tax Credit
Essential Critical Infrastructure Workers - SAMPLE LETTER
Family and Medical Leave Act (FMLA) Q & A
H.R. 748 - CARES Act
Memorandum on Identification of Essential Critical Infrastructure Workers
Paycheck Protection Program Application
Paycheck Protection Program Information Sheet
Paycheck Protection Program Overview
SBA Disaster Loan Assistance Presentation
SBA Disaster Loan Assistance Website
This information is provided by our members for the benefit of our members. The NASPD's intention is to support all of its members equally.
This is an unprecedented time in our nation’s and industry’s history. As this COVID-19 situation unfolds, the NASPD will do its best to support its members in every way possible. It is in everyone’s best interest to support each other during these difficult times.
Below are some examples of different company policies and government websites we feel may be helpful:
Small Business Survival Tips:
Contributors: Rice University MBA Faculty Member & Silver Fox Advisors
Silver Fox Advisors Business Tips
Silver Fox Letter
Tenant Letter Template
- Get in the best cash conserving position you can - eliminate or reduce expenses as much as possible.
- If you have a line of credit, draw it down to have cash on hand - don't wait until you need it as the banks may push back later.
- If you have a loan payment, call the bank right away and ask for payment deferrals - banks are providing this temporary service to customers today.
- If you have a building lease payment, send a letter to your landlord and ask for payment deferrals (See tenant letter link above).
- Find alternative ways to generate cash flow.
- Apply for an SBA Disaster loan: http://www.SBA.gov/disaster
- Loans are for businesses that face economic damage from COVID-19; terms are for 3.75%, up to 30 years, and $2 million. Be patient if applying due to high traffic on the website. Late nights are best for accessing the SBA website.
- Plan for 6-12 months. If the crisis is resolved in less time, great, but if not, you'll be prepared.
COVID-19 Hygiene Practices:
(This list is by no means complete. If you have additional suggestions, please send to email@example.com).
- Implement social distancing policies to limit exposure and encourage employees to work from home if they are able while allowing employees who remain in the office the ability to widely spread out allowing plenty of personal space.
- Consider altered schedules to reduce personal exposure (appropriate distancing). This can include working evenings, early mornings, or weekends.
- Where possible, allow personnel to be split into small groups (less than 10 people per group) and put on a swing shift, approximately 30-60 mins staggered on start time, breaks, and end time.
- Shift breaks to limit the number of people in the breakroom at any one time (sanitizing between each break).
- Make sure all sick employees stay home.
- Instruct drivers to remain in their trucks and to notify yard personnel what they are there to pick up or deliver. Proper paperwork is then exchanged (by a gloved employee using a disposable pen).
- Disinfect breakroom and bathrooms between each designated break/lunch.
- Supply disposable paper plates, cups, plasticware, gloves, masks for employee use. Discontinue use of regular dishes to reduce contamination risk.
- Place CDC posters throughout your buildings listing symptoms and hygiene guidelines.
- Place hand sanitizer and tissues on each desk.